Singapore Savings Bonds (SBJUN25) Interest Rates Projection

SSB projection splash

01 Apr 2025 (Updated: 23 Apr 2025)

The next SSB (SBJUN25) is projected to have a 10-year average return of 2.58% p.a. with interest rates from 2.23% (year 1) to 3.10% (year 10). If you invest $10,000 in this SSB, you are projected to earn a total interest of $2,580 over a period of 10 years.

We have reached the second (of three) projection milestone. At this stage, at least 2/3 of business days in Apr 2025 have passed. The projected interest rates are mature estimates. They may still change although at a slower pace, unless interest rate moves up or down significantly in the remaining business days of Apr 2025.

You already know that the current SSB (SBMAY25) has a 10-year average return of 2.69% p.a. Why do you need to know the projected interest rate of the next SSB (SBJUN25)?

Knowing the interest rate of the next SSB before it is announced allows you to plan ahead and get the best return for your SSB investment.

For example, you might have limited amount of money to invest. If you know that the next SSB will have a higher return, you can confidently skip the current SSB and wait for the next one. Conversely, if the next SSB will have a lower return, you can proceed to purchase the current SSB without hesitation.

Projection is updated at the end of each business day. If you need to decide between current SSB (SBMAY25) and the next SSB (SBJUN25), check this page closer to current SSB's closing date (25 Apr 2025) when confidence of projection is higher.

SBMAY25 (Announced)

Opening Date
01 Apr 2025 Notify me
Closing Date
25 Apr 2025 Remind me
Allotment Date
28 Apr 2025 Notify me
Issue Date
02 May 2025
Year from issue date12345678910
Interest %2.492.492.492.612.702.712.792.862.942.99
Average return per year %2.492.492.492.522.552.582.612.632.672.69

Do you have an existing SSB? Is it profitable to swap your existing SSB with SBMAY25?

Check the health of your SSB portfolio with SSB Portfolio Analyzer.

SBJUN25 (Projected)

Confidence
75%*Monitor
Opening Date
02 May 2025
Closing Date
27 May 2025
Allotment Date
28 May 2025
Issue Date
02 Jun 2025
Year from issue date12345678910
Interest %2.232.232.232.432.572.612.742.883.003.10
Average return per year %2.232.232.232.282.332.382.432.482.532.58

Projection is made based on the 1, 2, 5 and 10-year SGS benchmark yields. Calculations are made according to the SSB technical specifications (MAS), in a best-effort manner. The projected interest rates may differ from the actual ones which will be announced on 02 May 2025. You may also check the accuracy of our past projections.

* Confidence increases towards the end of month as more daily SGS yields become available. Latest daily SGS yield considered: 23 Apr 2025.

SGS News

6-Month T-bill and 30-Year SGS Bond are open for application.

Auction for 1-Year T-bill BY25101T (16 Apr 2025), cut-off yield: 2.29% p.a. View Details

Auction for 6-Month T-bill BS25107W (10 Apr 2025), cut-off yield: 2.50% p.a. View Details